CTGOLD is not a fixed return system. It's a market-performance based ecosystem that maintains sustainability through 6 core engines.

STEP 1

Unit Creation

On deposit, the system issues units based on current CTG. Formula: Unit = Deposit / CTG.

Unit = $1,200 ÷ $1.20 = 1,000 units

STEP 2

Daily Equity Snapshot

Equity snapshot at 00:00 UTC every day to avoid realtime chaos and timing exploits.

CTG = Total Equity / Total Units

STEP 3

Daily PnL distributed: 60% member growth, 20% reserve, 10% affiliate, 10% company fee.

STEP 4

20% buffer for DD smoothing, withdrawal pressure, and black swan protection. Cap 30% of total equity.

STEP 5

Effective Weight = Unit × Loyalty Weight × Growth Boost. Max cap 1.15× for fairness.

STEP 6

Principal lock 14–30 days, settlement T+1/T+2, queue-based for liquidity stability.

This system is market-performance based — no fixed returns. Drawdowns may occur and reserve fund is used for smoothing, not insurance.